The Evergreen Fire Protection District Receives Reduced Insurance Services Office Ratings of 3 and 4.
Evergreen Fire/Rescue along with local water districts, notably the Evergreen Metro District and the Lookout Mountain Water District, and the Jefferson County Communications Center Authority (Jeffcom) are pleased to announce that following an audit of the fire protection district structure fire, water source and dispatch capabilities by the Insurance Services Office (ISO), we have received a rating of 3, 4, and 10W. This is a significant improvement from the 2010 audit, which resulted in a 5, 6 and 10 rating.
This rating decrease is the result of improvements made by our water districts to the areas covered by fire hydrants and the improved services being provided by Jeffcom, the dispatch center consolidation in Jefferson County. Evergreen Fire/Rescue has also made improvements in support of this, including cistern capacity, automatic aid agreements with our neighboring fire districts to allow for a response by the closest resource rather than only by the agency having jurisdiction, improvements in training of firefighters and officers, and fire prevention education and services.
What does a rating of 3, 4, 10W mean for you:
- Any property within 5 miles of a station AND within 1000’ of a hydrant or a 30,000 gallon cistern should be a Class 3.
- Any property beyond 1000’ and still within 5 miles of one of the stations or a neighboring fire districts station should be a Class 4.
- An property greater than 5 miles from a fire station, Evergreen Fire/Rescue or a neighboring fire districts station should be a Class 10W
As reported by one resident, “the reduction from a 6 to a 4 will save my family $1,500 annually in our home insurance costs.”
Evergreen Fire/Rescue thanks our collaborating partners in fire protection; our local water districts and Jeffcom. Working together we are creating a safer fire protection district.
This rating takes effect September 1, 2018. Please know that not all home and property insurance companies utilize ISO for determining insurance costs. Check with your insurance on how this will affect you.